Need help managing short-term liquidity?
The new Emergency Credit Line Guarantee Scheme (ECLGS) 5.0 provides eligible MSME and non-MSME borrowers with flexible repayment options and the peace of mind of government-backed assurance.
To provide additional working capital to existing borrowers to overcome their short-term liquidity gaps.
All borrowers (MSMEs & Non-MSMEs) having
- Fund Based Working Capital limit in "Standard Category" as on 31.03.2026
- Borrower not to be NPA as on date of Sanction/Disbursement.
- Borrower not in the list of excluded Non-MSME segment.
Max. 100 Cr. per borrower (except Airline sector)
NIL (except Airline sector)
MSMEs - @ 9% p.a. (Max)
Non-MSMEs - @ 9% p.a. (Max)
Pre-Payment Penalty: Nil
Incidental Charges/LPC: Nil
Prepayment charges: Nil
Share Linkage / Subscription of Additional Shares: Nil
Charge on existing securities (primary as well as collateral) and on assets created out of the loan under ECLGS 5.0
Covered by NCGTC with NIL Guarantee fee. (Coverage: 100% for MSMEs & 90% for Non-MSMEs)
Click Here to FAQs https://www.ncgtc.in/en/product-details/ECLGS5/Emergency-Credit-Line-Guarantee-Scheme-(ECLGS)-5.0